If you want to study in Germany, one of the things you will need is health insurance, as you cannot enroll in a German institution without proof of health insurance. German law makes distinctions among the following categories:

Students from other EU nations who are already covered by insurance in their home nation are not required to get additional coverage in Germany. They can go straight to a doctor and utilize their insurance card there with the European Health Insurance Card (EHIC).

Even if they already have health insurance in their home country, international students from all other nations are required to purchase insurance in Germany. Even if you leave Germany before the semester is over or drop out of school, you are still required to pay contributions for the entire semester.

Foreign students may select between a private or a required health insurance if they are under 30 years old or have not yet finished the 14th subject-related semester. You require a confirmation of exoneration from mandatory coverage in order to join a private health insurance. While you are on your study trip to Germany, this exoneration cannot be reversed. During the first three months following the commencement of your studies, you must apply for this.

Only private health insurance companies will provide insurance to international students who have completed the 14th semester of their subject or are older than 30.

Some good Health insurance to choose in Germany

• AOK

  The largest organization, Allgemeinen Orts Krankenkassen, has 15 regional branches and roughly 24 million members overall. AOK offers particular student services. Many colleges and university towns have offices that are easily accessible and nearby. When you need it, the AOK Studenten-Service provides you with knowledgeable, in-depth guidance. The AOK, which is Germany's largest health insurance company, has the administrative and financial capacity to deliver top-notch medical treatment at affordable costs.

• TK

  You can rely on TK to provide exceptional services in addition to first-rate medical care. TK is in a strong financial position. And the members benefit from this: For 2014, you can receive an 80 Euro return thanks to the TK dividend.

• Barmer

  Germany's top health insurance fund is called BARMER. At more than 1,000 locations around the nation, our enthusiastic and knowledgeable staff is always happy to assist with any inquiries regarding your health. We strive to provide our members with individualized care, expert guidance, and cutting-edge programs through our 24-hour online branch, health magazine, and appealing supplemental insurance alternatives.

• DAK

  One of Germany's most cutting-edge and innovative healthcare organizations is DAK-Gesundheit. We are Germany's third-largest health insurance with more than 6.6 million subscribers. The best insurance terms, competitive rates, and premium refunds are what university students who choose DAK-Gesundheit can anticipate, according to a recent analysis by the consumer publication "Focus Money." We are located in one of our 850 conveniently situated service centers.

Travelling Health Insurance

You must have travel health insurance that is valid while you are abroad, including while getting your visa stamped.

Therefore, you must get travel health insurance before taking a flight to Germany. Although there are some health insurance providers, some of them only offer travel health insurance that is valid in the German embassy. Therefore, you must be attentive while choosing your travel health insurance.

Here is a list of health plans that are accepted by the German embassy

• Apollo Munich for the age group of 6 months to 70 years
• Bajaj Allianz for the age group of 6 months to 70 years
• Chola MS for the age group of 0 months to 70 years
• Future Generali for the age group of 6 months to 55 years
• HDFC Ergo for the age group of 3 months to 70 years
• ICICI Lombard for the age group of 3 months to 51 years
• IFFCO Tokio for the age group of 3 months to 70 years
• National for the age group of 6 months to 60 years (in Schengen Plan to 80 years)
• New India Assurance Company for the age group of 0 months to 60 years
• Reliance on the age group of 3 months to 70 years
• Royal Sundaram for the age group of 3 months to 70 years
• Star Health and Allied Insurance for the age group of 6 months to 70 years
• Tata/AIG for the age group of 6 months to 55 years
• Oriental Insurance Company for the age group of 6 months to 60 years
• United India Insurance Company for the age group of 0 months to 65 years
• Universal Sompo for the age group of 0 months to 70 years

You must choose one of the aforementioned health insurance plans. You can choose the ideal one for you with the assistance of ImmigrationScout. Please get in touch with our branch office for additional information regarding travel health insurance.